A conventional mortgage is a home loan not insured or guaranteed by a government agency. These loans are offered by private lenders and typically require higher credit scores, and down payments compared to government-backed loans. Conventional mortgages can be conforming, meeting the standards of Fannie Mae or Freddie Mac, or non-conforming, which do not meet these standards.

*The information provided is for educational purposes only and should not be considered legal advice. For specific legal concerns or questions related to your mortgage, it is always best to consult with a qualified legal professional.*

Mortgage Education

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