If the home seller lacks a Survey or Certificate of Location, or if their survey is over five years old, you will likely need to hire a surveyor (with the seller’s permission) before obtaining a mortgage. Your real estate agent can assist in coordinating this survey with the current homeowner. This step ensures the property boundaries are accurately documented, which is crucial for mortgage approval and avoiding future disputes.

*The information provided is for educational purposes only and should not be considered legal advice. For specific legal concerns or questions related to your mortgage, it is always best to consult with a qualified legal professional.*

Mortgage Education

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